Failing to plan is planning to fail. - J. Medeiros
Last week, my coworker Chris stopped by and asked me how one goes about buying a boat. This struck me as a very interesting question, one that I had myself quite recently and yet had found no guide to. Hence, I will now attempt (nay! I will succeed!) in penning "The Complete Ostrich’s Guide to Buying a Boat."
Step 1: Find some money. I recommend having a winning lottery ticket, but inheriting money or finding out that you’ve been included in a class-action lawsuit also works. If all else fails, save $20 per week for a long time, time dependent on value of boat you will purchase. Use the following calculation to determine how long it will take:
# weeks = {(~ boat price$ x 110%) + [(#weeks/4) x (monthly copay for tranquilizers)]} / $20
this may need to be translated into a calculus equation
Hide your head in the sand in fear.
Step 2: Learn to sail. I cannot overemphasize the importance of this. Sailing consists of more than sitting on a boat going "Oh yar, isn’t the watah pretty today. Chip, dahling, fetch me anothah G&T." If you don’t already know what a jib is, what a sheet is, how to tack and jib (as different from ‘a jib’) and fix things that go wrong, then stay here on step 2 until you do.
Rule number first: Its way less stressful to learn how to bash someone else’s $10,000 into a dock than it is to learn how to bash your own $10,000 into a dock.
Step 3: Decide what boat you want.
Step 4: Decide what boat you can realistically sail. Answer the following questions yes or no.
- Do I live in an enlightened country where I get 8 weeks of vacation a year and can go cruising to Mexico every winter?
- Do I have an unlimited bank account?
- Do I have 4 children between the ages of 12 and 16 which I am planning on homeschooling for the next 5 years?
- Do I live for near-death experiences?
If the answer to these questions is yes, you should be looking for a 36 foot plus, ocean going boat. If the answer is no, think smaller. Much smaller. I recommend something in the 22 to 28 foot range, fiberglass. If you like racing, think J24. If you don’t, think most anything else that’s cheap, has a sound hull and rigging, has a galley and a portapotty (called a head***). This is a really good time in which to sail in other people’s boats - see what you think is important. Do you really really really have to have a figurehead on yours? Is a spinnaker a must have? Is a catamaran the only boat for you?
Step 5: Monitor Craigslist and Latitude38 for at least 3 months. This is important. You’ll learn a lot just by seeing what boats get snapped up and what boats languish for (literally) years. DO NOT (REPEAT) DO NOT MAKE AN OFFER ON THE FIRST PRETTY BOAT YOU SEE.
Step 6: Look at boats. What are you looking for? Soft hulls, signs of obvious damage, rusty or otherwise decrepit metal parts, rotten brightwork, unsafe wiring (see Noah’s Revenge), worn-out sails, general malaise, an icky feeling in the pit of your stomach.
Hide your head in the sand in fear of making the wrong decision.
Step 7: Find and make an offer on one particular one, getting a survey if you can, although you know what, if the boat is only $5000, and the survey is going to cost $1500, you might want to consider it your gambling for the year and just trust that you’ve learned enough about boats in step 2. Rule the second: bid way low, come up slow. They want to sell the boat way more than you want to buy it.
Hide your head in the sand in fear. ARE YOU INSANE!?! YOU’RE BUYING A BOAT?!?!
Now come the hard parts.
Step 8: Find a marina with slips available at short notice in your boat size. The nicer they are on the phone, the easier they’ll be to deal with. Ask what they require for insurance, registration, fees, and be really nice to them. They may need to be listed on the insurance policy.
Step 9: Hand over a cashier’s check while trying not to hyperventilate.
Step 9: The seller should have brought the title and current registration. Make sure the seller signs on ALL the appropriate lines of the title.
Step 10: Call Progressive and get insurance. Way easier than any other insurance company. If your boat is cheap, just get the required liability. Plus boat tow insurance!!!
Step 11: Wait in line at the DMV for 3 hours. I recommend you bring a book. You will also need (1) Title (2) Registration (3) Insurance Info (4) Name of marina it is/will be at (5) That extra money you saved for the purchase because you’ll have to pay taxes which amount to about 10% of the boat price plus registration fee which isn’t too much.
Step 12: Call former owner. "Hi, yeah, you were listed on the title not only as the owner but as the lien holder so the DMV wants you to sign there also………Um hum, yeah, I know you can’t be both the owner and the lien holder but the DMV won’t let me register the boat until you sign the lien line as well……………yeah, I’m sure you’re really busy, but I’d really appreciate it………….no, I don’t feel comfortable forging your signature on a government document…………yeah, I see that your signature is really simple, but………..LOOK! THEY’RE THE DMV! You can’t argue with them, all they say is NEXT!…………OK, fine tomorrow at 2:30."
Step 13: Drive to San Jose for twink’s signature. Return to DMV for final stamp on paperwork.
Step 14: Wait 3 weeks for title and registration to arrive in mail.
Hide your head in the sand in fear that it will get lost in the mail.
I’d recommend skipping step 13.
Step 15 (Optional): Move boat to new marina. Because the old one sucks clearly. Plus, you don’t want the old owner to be able to find the boat and see what you’ve done to it.
Step the last: Don’t listen to your friends advice. The first pretty boat you see is going to drive it out of your head anyway. So just stick your head in the sand and ignore it all.
*** Note: In BoatGirl’s beloved Indian Summer, the head has been renamed by Jeff and Caroline. It is called something different, which I won’t put here for fear of causing offense, but I can be bribed into telling you.